Curriculum Vitae

A continuous learner with an engineering background and a profound enthusiasm for data science and first-principels transformation, specifically within the financial sectors. Proven experience leading data-driven projects, from designing end-to-end data pipelines, analytics, modelling, and integration (SQL, Python, Cloudera) for AI Appraisals, and KPI Dashboards for strategic insight. Possess a proven history of proactive engagement, skillful team management, and seamless adaptation to new challenges. I consistently endeavor to refine processes for enhanced efficiency and scalability committed to the long-term goals.

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Experience

PT Bank Mandiri (Persero), Tbk

Retail Credit Operations Group - Operations Transformation Department

Improvement Transformation Officer (First Senior Manager) Jun 2024 - Now

• Leading AI-driven transformation projects to enhance data management and analytics, including the Integrated Asset Valuation and Analytics (IAVA) initiative which utilized Geospatial AI for real estate appraisal. This project aligned with the corporate AI Roadmap and achieved Straight Through Processing for appraisals.
• Enhancing strategic decision-making across the Retail Credit Operations Group by developing and implementing data-driven solutions, including KPI dashboards and data insight reports to improve operational efficiency.
• Engineering and maintaining data pipelines, analytics, and models for all retail segments appraisal and loan data, utilizing the Cloudera Data Platform, Microsoft Ecosystem (Power BI, PowerQuery, Excel), Python, and SQL.
• Managing new enhancements and integrations of the Mobile Collateral Appraisal Platform with credit on-boarding and core banking systems to improve data flow and process automation.

Policy, Performance and Development Officer Aug 2023 - Jun 2024

• Directed the centralization of collateral valuation operations from 138 to 2 locations, achieving a 30% increase in process efficiency and a significant reduction in required FTEs enabled by technology.
• Oversaw the Mobile Collateral Appraisal Platform (MCAP) project, driving end-to-end process optimization and automation within the appraisal process in the Retail Credit Operations Group leveraging mobile web-app for field data collection, parameterized worksheets, and integrated data flow to credit onboarding and core-banking surrounding systems.

Retail Credit Operations Group - Credit Operations Region 4 Jakarta Thamrin Department

Collateral Valuation Officer (Asst. Manager - Manager) Feb 2020 - Aug 2023

• Led a solution design & development for Credit Operations Group in Operations Transformation Projects
  • Assessed, analyzed, and designed the business process for Collateral Valuation, Credit Compliance, Loan Maintenance, and Posting, enhancing risk control and FTE efficiency through technology, regulation, and culture improvement.
  • Designed and developed web applications (PHP & Power Platform Microsoft 365 based) for appraisers, creating a mobile-friendly data interface that improved delivery time by 67% and gained support from the Director of Operations as a pre-Operations Transformation initiative.
• Certified Internal Appraiser and Reviewer:
  • Appraised and reviewed appraisal reports to verify the fair value and the highest and best use principle for assets such as houses, warehouses, buildings, hotels, boats/ships, and plantations up to 200 objects annually.

Officer Development Program Aug 2019 - Feb 2020

• Proposed competitive pricing strategies for internal appraisal services aligned with regulatory standards, optimizing the use of internal and external resources.
• Awarded as Top 5 Best ODP Batch 180.

Education

Bandung Institute of Technology 2015 - 2019

• Bachelor of Science (BSc) in Civil Engineering
• Relevant Courses: Project Estimation and Management, Engineering Economics, Numerical Method and Modeling.
• Award: 1st Winner of Call for Innovation CENS UI 2017

  Achieved first place in the "Call for Innovation" paper competition at the 15th Civil Engineering National Seminar (CENS), hosted by Universitas Indonesia on the theme of "Resilient City: Developing Urban Transportation System."

Certifications & Courses

MAPPI (Indonesian Society of Appraisers) 2024 2021

• Advance Appraisal Training & Certification 1 & 2 (Jan 2024)
• Basic Appraisal Training & Certification 1 & 2 (Apr 2021)

Full Stack Digital Marketing Bootcamp by Belajarlagi 2022

• Completed an intensive 7-week program covering the full spectrum of digital marketing, from fundamentals and analytics to ad campaign setup, culminating in a capstone project.

Skills & Interests

Language: Bahasa Indonesia (Fluent), English (Fluent, IELTS: 7.0).

Skills: Project Management, Digital Transformation, Data Analytics, Machine Learning, Microsoft Office (PowerBI, PowerQuery, Excel VBA), Python, JavaScript, SQL, Google Cloud Platform.

Interest: Digital Transformation, Automation, Data & AI in Finance, Capital Market.

Scores

• IELTS: 7.0
• GMAT Focus: 585

Personal Projects

Quantist.io Running

Link: Quantist.io | 2022 - Now

Quantist.io is a platform that provides analytics, and insights for individual investors and traders to make informed investment decisions based on comprehensive data analysis. It will offer a top-down analysis principle: Macro - Fundamental - Transactional - Technical for Indonesia stocks and other financial instruments. The platform will be accessible through the web and Telegram bot, making it user-friendly for mobile persons. The platform empowers users to take control of their financial future and make independent investment decisions. The platform's development is always ongoing, currently, it already has the foreign flow and whale flow (bandarmology) analysis ready to be used through Telegram Bot with chart and screener results as the output.

Techonology Stack

• Data pipeline: PsycoPG, Requests, Scrapling, SQLAlchemy, Websockets
• Data Analysis: Pandas, Scikit-Learn, Plotly.
• Database: Google BigQuery, Redis, Firebase RTDB, PostgreSQL.
• API Framework: FastAPI.
• Telegram Bot: GramJS.
• Documentation: VitePress.
• Deployment: Google Cloud Run, Google Cloud Build, Cloudflare Pages, Docker, GitHub, Self-Host.

StockXel Legacy

Link: bit.ly/StockXel | 2018 - 2022

StockXel is a stock screening, signal generating, and portfolio management system with foreign flow analysis. It uses Microsoft Excel VBA for analysis. It is a predecessor of Quantist.io.

Techonology Stack

• Data pipeline: Python, Selenium, Requests
• Data Analysis: Microsoft Excel - VBA
• Database: MongoDB

Volunteering & Organizations

Minister of Ministry of Business Implementation - ITB Student Board Cabinet 2018

• Managed 3 student-board's business in merchandise producing, event organizer, and investment activities to stock market and student startup.
• Successfully doing Pre-Order and On The Spot selling of merchandises during new students matriculation event with 250 Millions rupiah revenue in a week and around 4000 items been sold.

Extra-Campus Division Head - ITB Lampung Culture Unit 2017

• Forged strategic partnerships with diverse student and cultural organizations across Bandung and Lampung, including the Lampung Provincial Government, significantly expanding the reach and impact of Lampung cultural initiatives.